Core Tax Calculators

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Tax Withholding Calculator

Estimate federal income tax withholding based on your filing status, allowances, and additional withholding.

2025 Tax Brackets All Filing Status Withholding Planning
Calculate Withholding
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Tax Refund Calculator

Estimate your federal tax refund or amount owed based on withholding, deductions, and credits.

Refund Estimation Deductions Included Tax Credits
Calculate Refund
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Bonus Tax Calculator

Calculate taxes on bonuses, commissions, and supplemental income with special withholding rates.

Supplemental Rate Bonus Withholding Net Bonus Amount
Calculate Bonus Tax
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Payroll Tax Calculator

Calculate employer and employee payroll taxes including FICA, FUTA, and SUTA taxes.

Employer Taxes FICA Calculations FUTA/SUTA
Calculate Payroll Tax
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Social Security Tax Calculator

Calculate Social Security taxes with current rates and wage base limits for accurate withholding.

6.2% Rate Wage Base Limit Annual Calculations
Calculate SS Tax
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Medicare Tax Calculator

Calculate Medicare taxes including additional Medicare tax for high earners with current rates.

1.45% Rate Additional 0.9% High Earner Threshold
Calculate Medicare Tax

Specialized Tax Calculators

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State Tax Comparison Calculator

Compare tax burdens across different states including income tax, sales tax, and property tax.

Multi-State Comparison All Tax Types Cost of Living
Compare States
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Contractor Tax Calculator

Calculate taxes for independent contractors including self-employment tax and quarterly payments.

Self-Employment Tax Quarterly Payments 1099 Income
Calculate Contractor Tax
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Retirement Contribution Calculator

Calculate tax benefits of 401(k), IRA, and other retirement contributions with current limits.

401(k) Benefits IRA Contributions Tax Savings
Calculate Retirement
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Salary After Taxes Calculator

Calculate your take-home salary after all federal taxes, FICA, and deductions.

All Tax Types Deduction Planning Net Salary
Calculate Net Salary

Tax Calculator Guide 2025

2025 Federal Tax Brackets

Single Filers

  • 10%: $0 - $11,000
  • 12%: $11,001 - $44,725
  • 22%: $44,726 - $95,375
  • 24%: $95,376 - $182,050
  • 32%: $182,051 - $231,250
  • 35%: $231,251 - $578,125
  • 37%: $578,126+

Married Filing Jointly

  • 10%: $0 - $22,000
  • 12%: $22,001 - $89,450
  • 22%: $89,451 - $190,750
  • 24%: $190,751 - $364,200
  • 32%: $364,201 - $462,500
  • 35%: $462,501 - $693,750
  • 37%: $693,751+

FICA Tax Rates 2025

Social Security Tax

  • Employee rate: 6.2%
  • Employer rate: 6.2%
  • Wage base limit: $160,200
  • Maximum tax: $9,932.40

Medicare Tax

  • Employee rate: 1.45%
  • Employer rate: 1.45%
  • No wage limit
  • Additional 0.9% for high earners

Additional Medicare Tax

  • Rate: 0.9% (employee only)
  • Threshold (single): $200,000
  • Threshold (married): $250,000

Tax Withholding Strategies

Optimize Your Withholding

  • Use IRS withholding calculator
  • Adjust for life changes
  • Consider additional withholding
  • Review annually

Common Withholding Mistakes

  • Not updating after marriage/divorce
  • Ignoring multiple jobs
  • Forgetting about side income
  • Not planning for bonuses

When to Adjust

  • Change in filing status
  • New job or multiple jobs
  • Significant income change
  • Large refund or tax owed

Texas Tax Advantages

No State Income Tax

  • Texas has no state income tax
  • Only federal taxes apply
  • Higher take-home pay
  • Simplified tax planning

Other Texas Taxes

  • Sales tax: 6.25% state + local
  • Property tax: varies by county
  • No inheritance tax
  • No gift tax

Tax Planning Benefits

  • Focus on federal optimization
  • Maximize retirement contributions
  • Consider property tax deductions
  • Plan for federal tax changes

Tax Calculator FAQ

Our tax calculators use current 2025 federal tax brackets, FICA rates, and standard deductions for maximum accuracy. Results are estimates and may vary based on specific circumstances, deductions, or credits. Always consult a tax professional for complex situations.

Your marginal tax rate is the percentage you pay on your last dollar of income (highest tax bracket). Your effective tax rate is your total tax divided by total income - typically much lower than your marginal rate due to progressive tax brackets.

Aim to have enough withheld to owe less than $1,000 at tax time or pay at least 90% of current year's tax (100% if prior year AGI > $150,000). Use our withholding calculator to find the right amount for your situation.

Yes, if you expect to owe $1,000 or more in taxes, you should make quarterly estimated tax payments. This includes both income tax and self-employment tax (15.3% for Social Security and Medicare). Use our contractor tax calculator to estimate payments.

Bonuses are supplemental income and may be withheld at a flat 22% federal rate (or your marginal rate if over $1 million). However, they're taxed at your regular income tax rate when you file your return. The withholding is just an estimate.

The additional Medicare tax is 0.9% on income over $200,000 (single) or $250,000 (married filing jointly). This is paid only by the employee, not matched by the employer. It applies to wages, self-employment income, and railroad retirement compensation.